XRP is not a share in Ripple the company, and there is paid no dividends or similar rewards for holding the asset. Ripple aims to create the Internet of value called RippleNet – a set of unified rules helping the financial sector use 21st century solutions for fast and scalable transfer of money. As we mentioned earlier, Ripple is not "easy" to invest in. XRP is not an investment contract. It used to require multiple steps - from investing in a basecoin, then transferring your account, then investing in Ripple (since it's an alt-coin). Over the last few weeks, cryptocurrencies, like Ripple (XRP) rallied to historic highs.However, don’t be so quick to invest. The banking system today uses slow and outdated systems in order to transfer money (i.e. The 93 pages long document cites four main arguments on why XRP is not a security and why the SEC has made a mistake. While other projects are focused on getting a quick batch of new investors to exit scam, Ripple has quietly been working with government agencies to ensure compliance.” Indeed, as any “investment” grows to a formidable size, long-term growth prospects tend to decline. These directions are outdated. Should you invest in Ripple or not? However, you have to do due diligence as this Another famous crypto analyst, CryptoWhale, has also recently spoken in a Twitter account on the value of Ripple: “Many criticise XRP for being ‘too centralised’, although this transparency is what the government likes. First, realize that Ripple is subject to an SEC investigation and many exchanges have de-listed the token. If you still need convincing for investing in Ripple, here are the best reasons why you should. At least, not until the … Why I won't invest in even the most established virtual currencies Yet, in spite of these key catalysts, I have zero intention of investing in bitcoin, Ethereum, Litecoin, or Ripple. What is Ripple Summary. There are a lot of people investing in XRP. Where do you get your data from? value) around the world. At the heart of Ripple, there’s the platform’s advanced transaction protocol. ... Ripple is also investing in … To start with, Josh clarified that if someone wanted to invest in the XRP token then they would be investing in the digital asset that runs on the XRP ledger and not ripple the company, since they do not publicly trade as of yet. People have very different beliefs about cryptocurrency and even more different beliefs about XRP. The sources say that despite SEC issues it's worth buying Ripple in 2021. The following content is an official summary made by Ripple. 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